Web Site Terms and Conditions of Use
1. Terms
By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, applicable laws and regulations and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trade mark law.
1. Information We Collect
We may collect information about you in a variety of ways. The information we may collect on the website includes:
Personal Data
Personally identifiable information, such as your name, shipping address, email address, phone number, and demographic information (such as your age, gender, and city) that you voluntarily give to us when you choose to participate in activities like registering on the site, purchasing products, subscribing to newsletters, or contacting us.
Payment Information
If you make a purchase, we collect payment card information, billing address, and transaction details. Payment information is processed by third-party payment processors, and we do not store this data on our servers.
Automatically Collected Data
We may automatically collect certain information when you visit, use, or navigate the website. This information does not reveal your specific identity but may include your IP address, browser type, operating system, referring URLs, access times, and pages viewed. We may also collect device information, including mobile device identifiers.
Cookies and Tracking Technologies
We use cookies, web beacons, and other tracking technologies to enhance your experience on our site and gather information about your interactions with our website.
2. How We Use Your Information
We may use the information we collect from you in the following ways:
To provide, maintain, and improve our services.
To process your transactions, including shipping and handling orders.
To personalize your experience and deliver content that may interest you.
To communicate with you, including responding to your inquiries and sending promotional materials.
To send SMS/text messages in accordance with your consent (see our TCPA consent policy for details).
To analyze usage and optimize the performance of our website.
3. How We Share Your Information
We do not sell, rent, or trade your personal information to third parties. However, we may share your information in the following circumstances:
Service Providers: We may share your data with third-party vendors who assist us in providing services (e.g., payment processors, shipping companies).
Legal Obligations: We may disclose your information to comply with legal requirements, court orders, or in response to legal processes.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
4. Your Data Protection Rights
Depending on your location, you may have the following rights under applicable data protection laws:
Access: You may request a copy of the personal data we hold about you.
Rectification: You can ask us to correct or update any inaccurate or incomplete information.
Erasure: You may request that we delete your personal data, subject to certain exceptions.
Objection: You may object to certain data processing activities, such as direct marketing.
Data Portability: You may request to receive your personal data in a structured, machine-readable format.
Withdraw Consent: If you provided consent for processing, you have the right to withdraw it at any time.
To exercise any of these rights, please contact us at service@briarcliffinsurance.com.
5. Data Security
We use administrative, technical, and physical security measures to protect your personal information. However, no method of transmission over the internet or method of electronic storage is 100% secure, so we cannot guarantee absolute security.
6. Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices or the content of such sites. Please review the privacy policies of any third-party websites you visit.
7. Children’s Privacy
We do not knowingly collect or solicit information from individuals under the age of 13. If we learn we have collected personal information from a child under 13 without verification of parental consent, we will delete that information.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time in order to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any changes will be posted on this page with an updated “Last Updated” date.
9. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
2. Use License
- Permission is allowed to temporarily download one duplicate of the materials (data or programming) on Briarcliff Insurance Group’s site for individual and non-business use only. This is the just a permit of license and not an exchange of title, and under this permit you may not:
- modify or copy the materials;
- use the materials for any commercial use , or for any public presentation (business or non-business);
- attempt to decompile or rebuild any product or material contained on Briarcliff Insurance Group’s site;
- remove any copyright or other restrictive documentations from the materials; or
- transfer the materials to someone else or even “mirror” the materials on other server.
- This permit might consequently be terminated if you disregard any of these confinements and may be ended by Briarcliff Insurance Group whenever deemed. After permit termination or when your viewing permit is terminated, you must destroy any downloaded materials in your ownership whether in electronic or printed form.
3. Disclaimer
- The materials on Briarcliff Insurance Group’s site are given “as is”. Briarcliff Insurance Group makes no guarantees, communicated or suggested, and thus renounces and nullifies every single other warranties, including without impediment, inferred guarantees or states of merchantability, fitness for a specific reason, or non-encroachment of licensed property or other infringement of rights. Further, Briarcliff Insurance Group does not warrant or make any representations concerning the precision, likely results, or unwavering quality of the utilization of the materials on its Internet site or generally identifying with such materials or on any destinations connected to this website.
4. Constraints
In no occasion should Briarcliff Insurance Group or its suppliers subject for any harms (counting, without constraint, harms for loss of information or benefit, or because of business interference,) emerging out of the utilization or powerlessness to utilize the materials on Briarcliff Insurance Group’s Internet webpage, regardless of the possibility that Briarcliff Insurance Group or a Briarcliff Insurance Group approved agent has been told orally or in written of the likelihood of such harm. Since a few purviews don’t permit constraints on inferred guarantees, or impediments of obligation for weighty or coincidental harms, these confinements may not make a difference to you.
5. Amendments and Errata
The materials showing up on Briarcliff Insurance Group’s site could incorporate typographical, or photographic mistakes. Briarcliff Insurance Group does not warrant that any of the materials on its site are exact, finished, or current. Briarcliff Insurance Group may roll out improvements to the materials contained on its site whenever without notification. Briarcliff Insurance Group does not, then again, make any dedication to update the materials.
6. Links
Briarcliff Insurance Group has not checked on the majority of the websites or links connected to its website and is not in charge of the substance of any such connected webpage. The incorporation of any connection does not infer support by Briarcliff Insurance Group of the site. Utilization of any such connected site is at the user’s own risk.
7. Site Terms of Use Modifications
Briarcliff Insurance Group may update these terms of utilization for its website whenever without notification. By utilizing this site you are consenting to be bound by the then current form of these Terms and Conditions of Use.
8. Governing Law
Any case identifying with Briarcliff Insurance Group’s site should be administered by the laws of the country of United States Briarcliff Insurance Group State without respect to its contention of law provisions.
General Terms and Conditions applicable to Use of a Web Site.
Privacy Policy
Your privacy is critical to us. Likewise, we have built up this Policy with the end goal you should see how we gather, utilize, impart and reveal and make utilization of individual data. The following blueprints our privacy policy.
- Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
- We will gather and utilization of individual data singularly with the target of satisfying those reasons indicated by us and for other good purposes, unless we get the assent of the individual concerned or as required by law.
- We will just hold individual data the length of essential for the satisfaction of those reasons.
- We will gather individual data by legal and reasonable means and, where fitting, with the information or assent of the individual concerned.
- Personal information ought to be important to the reasons for which it is to be utilized, and, to the degree essential for those reasons, ought to be exact, finished, and updated.
- We will protect individual data by security shields against misfortune or burglary, and also unapproved access, divulgence, duplicating, use or alteration.
- We will promptly provide customers with access to our policies and procedures for the administration of individual data.
We are focused on leading our business as per these standards with a specific end goal to guarantee that the privacy of individual data is secure and maintained.